Provides a lump sum payment to help offset the costs associated with cancer.

One in every three American women and one in every 2 American men will be diagnosed with cancer.  Among children ages 1 to 14, cancer causes more deaths in the U.S. than any other disease.  The average costs per person is $16,421.  Your hospitalization insurance may be good, but will it pay for all cancer expenses?
We have a cancer plan that is designed to pay a one-time lump sum cash benefit when first diagnosed with internal cancer or malignant melanoma. You can use the cash benefit for any purpose you choose.  It also pays in addition to any other insurance coverage you may already have in force.

We have a cash cancer plus plan and indemnity plans. The cash cancer plan pays a lump sum up front as soon as you are diagnosed. With this benefit, you have to be free of ever being diagnosed with cancer.

With the indemnity plan, it pays for individual  benefits such as, radiation/chemotherapy, surgical, anesthesia, hospital confinement, drugs and medicines, hospice, and wellness to help with early detection. If you have had cancer, we have a plan that will cover you after five years in remission.

We have individual and family coverage where benefits are paid directly to the employee after coverage has been in force for thirty days. It pays in addition to any other insurance coverage you may already have in force.

First-Year Medical Costs Per Person

• $21,608 Colorectal Cancer
• $20,340 Lung Cancer
• $9,230 Breast Cancer
• $8,869 Prostrate Cancer
• 3,177 Lynphoma

Costs is based on age and benefit amount. These policies contain limitations and exclusions.

Short-Term Disability/Long-Term Disability
Most people have insured their home and automobile, but often overlook coverage for their income.

Life Insurance
We would like to provide you with a safety net, and you become the "Hero" to your family.

Cancer Benefit
Provides a lump sum payment to help offset the costs associated with cancer.

Accidental/Injury Protection
You can be a weekend warrior with a very active lifestyle or a stay-at-home type, accidents can happen to you or your family anytime without warning.

Critical Illness
Pays a benefit to you when you're struck with a covered illness. We can provide for you a lump-sum benefit from $5,000 to $100,000.

Hospital Indemnity
Hospital Indemnity Insurance pays a daily benefit for each day of hospital confinement after elimination or waiting period and up to the maximum due to a covered accident or sickness.

Prepaid Legal
As a Pre-Paid Legal member, you have an attorney partner a phone call away to help when life events happen. People choose to avoid dealing with legal questions for many reasons.